Year-End Money Checklist
If you run a small business, the stretch between now and December 31 is the only window where you can still change what you owe in April. After the 31st, you're just reporting what already happened.
So I put together the checklist I actually walk clients through. Five pages, organized by month, in the order things need to happen.
October is cleanup — reconciling, chasing W-9s, and auditing the subscriptions quietly draining your business card. (Bookkeeping software went up as much as 70% this year. Most people never noticed.)
November is where the money is — retirement contributions, equipment timing, S-corp compensation, and the California PTE election. These are the decisions you can't go back and make in April.
December is execution. Short month, hard deadlines, and most of it has to happen before the 31st or it counts for next year instead.
There's also a page of the dates that actually matter, and a list of what to hand your accountant in January so that conversation takes an afternoon instead of three weeks.
It's free, there's no catch, and you don't have to talk to me to get it.
